If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...

Carrying a balance on your credit card past your grace period means that you’ll start accruing interest on that balance, which will continue to grow until you pay it off completely. If this is the ...

What gets paid off first — regular balance or pay over time? I use Chase and have noticed lots of cards are offering to split big purchases into monthly payments that are less than your regular ...