CD Rates Today: February 4, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
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Best banks for CD rates for February 2026

Read on to learn about the best banks for CD rates in 2026.

Best CD Rates Today, Jan. 31, 2026: Don't Miss What's Left of Top APYs

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

Today’s CD rates for February 4, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

Best Jumbo CD Rates Our Experts Found Today, Feb. 2, 2026: Up to 4.28%

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare ...

Best CD Rates Today, Jan. 30, 2026: Fed Held Rates Steady This Month -- Snag a 4.00% or Higher APY While You Can

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return as we head further into the new year.

No-penalty CDs vs. savings: Why the Fed pause changes things

With the Fed pausing cuts, savers face a timely choice: lock in rates with a no-penalty CD or keep flexibility with ...

What to do when your CD matures: Taking advantage of your grace period — and key options

Acting quickly within your grace period can help you avoid missed opportunities. Here's happens when a CD matures — and your ...

CD Rates Today: January 26, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...