Trying to avoid government reports by splitting a large cash deposit into smaller ones can get you in serious trouble. Here's what to do instead.

Small cash deposits feel like the safest, most boring thing you can do with your money. Yet the way you space out those deposits, and the amounts you choose, can quietly trip alarms inside your bank's ...

Learn the 2026 rules for $10,000 deposits. Understand CTR reporting and how AI monitoring affects your cash transactions.

If you deposit more than $10,000 in your bank account, the bank needs to report the transaction to the government. You may be asked to provide additional documentation as to where the deposit came ...