Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.