Smart choices like 529 plans, high-yield savings and low-fee checking accounts can help families organize college money early, reduce fees and cut reliance on debt.

Bank Account Bonus amount Requirements Expiration date; Bank of America: Bank of America Advantage Plus Banking® Up to $500: Open a qualifying Bank of America checking account by ...

Top Online Checking Accounts Here are some of the best online checking accounts. 1. Ally Bank Spending Account Ally Bank charges no account fees, including overdraft fees, on its Spending Account. You ...

High-interest checking accounts are growing in popularity, as they combine the best aspects of high-yield savings, with the spending flexibility of checking accounts. In fact, some of the top high ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Graduation signals new beginnings. After you collect your diploma, you might be moving to a different location, entering a graduate program or starting a new job. Even if you haven’t finalized your ...

Forbes has reviewed dozens of checking account offers and handpicked two that rise above the rest - plus, you could earn up to $450 just for opening an account.

The national average checking account interest rate is 0.07% APY as of February 2026, per FDIC data. See how rates compare and where to find a better rate.

Learn how these common accounts compare (and why you should probably use both) ...