Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...

A background check can sink a job offer if prospective employers don’t like what they see. While they can request to have a lot of information about a job candidate’s past included in such a report, ...

The upcoming episode of 'Maxxed Out' emphasizes the importance of knowing your credit score and checking your credit report ...