President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Trying to raise your credit score without taking on new debt or applying for another credit card? You’re not alone — and chances are, you’ve heard of Experian Boost. But does Experian Boost work, ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...