A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of ...

Discover how all-risks insurance covers incidents not specifically excluded in policies, offering broader protection than named peril plans. Learn how it works and its exclusions.

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

When you apply for a mortgage, the lender will likely require homeowners insurance before funding your loan. This insurance helps protect their investment if something unexpected damages or destroys ...

When consumers purchase insurance policies, they look for reliable coverage at a reasonable cost. Policies that have come to be known as “junk insurance” provide the opposite: high cost with low value ...

Tornadoes are a natural disaster that often cause significant destruction. Wind and hail are the leading causes of losses in home insurance claims, according to the Insurance Information Institute.