Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

With inflation and interest rates straining household budgets in 2025, homeowners are searching for ways to cut expenses. One often-overlooked opportunity for savings is your home insurance premium.

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

"Homeowners deserve to know that when they do the right thing and make their homes safe from wildfires they will have access to home insurance," said initiative proponent Carmen Balber, executive ...

You're feeling pretty proud. You just finished that bathroom remodel yourself, saved thousands of dollars, and it looks ...