In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest.

Outside of lower Treasury rates, there are policies that can increase home affordability by reducing fees, increasing ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Buying a home is the most expensive purchase many people make in their lifetime. Some people do it only once, while others ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Homebuyers have two costs to consider when planning a home purchase. The first is the purchase price, which they negotiate with the sellers. The second is the cost of financing the purchase, which is ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...