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Representatives of consumer and civil rights organizations are condemning a congressionally-mandated report on insurance credit scoring by the Federal Trade Commission (FTC) as biased ...

Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.