As insurance companies stop covering high-risk properties, or they leave markets altogether, more than 30 states now offer so-called "last resort" insurance. NPR's Scott Simon speaks to Doug Heller, ...

Learn how private-passenger auto insurance risk profiles assess driver risk, categorizing policyholders into preferred, ...

If you’ve accumulated some traffic violations, been at fault in a few car accidents or recently filed multiple car insurance claims, your car insurance rates may climb. When someone is classified as a ...

Seen through an actuarial lens, the changing climate is not an ideology. It’s a risk management challenge already reshaping ...

CheapInsurance.com reports that rising homeowners insurance costs, driven by climate risks and inflation, are significantly ...

The Pacific Palisades wildfires, currently devastating one of the wealthiest neighborhoods in Los Angeles, could bring an end to the era of affordable homeowners’ insurance in high-risk areas of ...

What is E&S Insurance? Uncover its role for high-risk businesses beyond standard coverage. ✓ Dive into exclusive insights ...

Climate change is causing turbulence in homeowner insurance markets, as a growing number of extreme weather events dramatically drive up costs. This is true for insurers, who are experiencing ...

The Victorian bushfires are expected to add further upward pressure on insurance premiums, particularly in regional and ...

A high-risk driver in California is likely to file claims, have a driver's history of getting into accidents, or have other factors. These situations are called high risk and are normally accompanied ...

The damages caused by LA's wildfires may be the highest in U.S. history. Fires, floods and storms in many parts of the country have been making insurance more expensive and harder to get for years, ...