Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans are Medicare Advantage plans. They differ in their flexibility around seeking medical care. Medicare provides ...

Dear Toni: Thank you for teaching us the value of finding the right Medicare option for my husband, Clint, and me. When he retired at age 70 a few months ago, Clint was determined to go with a ...

Toni: I have been reading your Medicare column, and now I need your Medicare help. I am retiring when I turn 65 in April. I was hospitalized in November of 2025 with a triple bypass surgery.

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Anna Baluch is a freelance writer from Cleveland, Ohio. She enjoys writing about a variety of health and personal finance topics. When she's away from her laptop, she can be found working out, trying ...

Dear Toni: I was hospitalized in November 2025 for a triple bypass surgery, and I plan to retire when I turn 65 in April. Last week, I talked with the office manager at my cardiologist’s office about ...

The Medicare Shared Savings Program lets healthcare providers form or join Accountable Care Organizations (ACOs) to coordinate higher-quality care to Medicare beneficiaries while helping reduce costs.