Total and permanent disability insurance gets you a lump sum of money if you’re permanently unable to work in your occupation or in any occupation for which you’re suited by training, education or ...

Beginning during the Obama administration, student loan borrowers with a total and permanent disability could get student loan cancellation through a discharge. However, the biggest hurdle for most ...

A permanent disability is a sickness or disability that’s lasting. It’s reached maximum medical improvement and is the “best it will ever get.” A permanent disability can sometimes affect a person’s ...

This story is part of a series on financial and economic literacy funded by Ecstra Foundation. Having income protection insurance means that if you get sick or injured and can’t work, you’ll still get ...