Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here’s the latest. One source Americans consider ...

There are many different tax-advantaged retirement accounts, but the alphabet and number soup can be confusing. Some of those ...

What’s better than a set-it-and-forget-it retirement savings strategy? Since 2006, 401(k) plan sponsors have been able to effortlessly encourage their employees to save. Moreover, the preferred ...

Whether your retirement plan is to save just enough to live frugally, or you have far more lavish retirement goals, it's important to start investing for your post-career life as soon as possible. To ...

As you progress through your career, you may accumulate multiple retirement accounts from different employers, including 401(k) plans, IRAs or other investment vehicles. As a result, you may end up ...

Health savings accounts (HSAs) weren't intended to be retirement accounts, but they're good homes for your savings. They offer similar tax benefits to traditional IRAs, plus tax-free withdrawals for ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Part 2 of a series explaining how, evidence to the contrary, most Americans, most journalists and most policymakers believe the U.S. retirement system is failing. Drawn from The Real Retirement Crisis ...

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. Those saving for retirement have long viewed traditional individual retirement ...

We’ve heard it straight from employers: The top reasons businesses offer retirement plans don’t involve concerns such as recruitment, retention, or competitiveness in their chosen industry. They want ...

Retirement account balances dipped in the first quarter due to stock market turbulence. Still, people kept socking away money for their retirement, according to new data from Fidelity Investments. The ...

At least $1.7 trillion languishes in lost or forgotten 401(k) accounts, with an average unclaimed balance of $56,616. Those 29 million idle accounts represent one quarter of all assets held in 401(k) ...