Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be a reliable choice. With an IRA CD, your money is placed in a federally ...

With certificates of deposit now paying around 4% and even higher, many near-retirees are staring at their old sub-3% ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...