The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

For decades, retirees have leaned on the 4% withdrawal rule as a simple way to turn a nest egg into a paycheck. The idea ...

This rule, which limits any new purchases until similar items are offloaded from your inventory, is a simple and effective ...