It’s a new year for student loans, and big changes are happening that will impact millions of borrowers across the country.

Student-loan borrowers will begin to see the effects of Trump's changes to repayment and borrowing in July 2026.

While some routes to loan discharges have been blocked or delayed in 2025, the Department of Education has still granted borrowers billions of dollars in forgiveness.

A look ahead at the federal policies taking effect in 2026 that will shape how students and families pay for college.

Learn about the different types of graduate student loans.

The Education Department quietly announced that there are no plans to restore a tracker that had allowed borrowers to assess ...

Starting in 2026, student loan forgiveness will be taxable at the federal level. This could cost the average borrower ...

Student loan refinancing with lenders like College Ave and SoFi might save you money, but you’ll sacrifice federal borrower ...

Some American student loan borrowers face an important deadline if they want their loan forgiveness to be processed and avoid ...

For most federal student loans, default status starts after 270 days—about nine months—of nonpayment. Once a loan is in ...

SoFi doesn’t require an origination fee, but interest rates can be high.