Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits ...