Insurance keeps you covered when accidents or emergencies happen. However, there’s often a cap on how much coverage your insurance policy will provide. When that runs out it’s up to you and your ...

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

What is the real purpose of a commercial umbrella or excess liability policy? That question is clarified by Sissy LeClair of Blackadar Insurance Agency Inc. in Longwood, Florida, in her new ...

What might seem like a money-saving move often backfires.

In life, there is a far too common belief that you only need the minimum amount of insurance money to get by. Unfortunately, some people think liability coverage for things like a home or car is only ...

Life can be unpredictable. One moment you can be driving to work and the next you can get into an accident. Or maybe you’re hosting a party and someone gets injured at your house. When these types of ...

If you go for a walk in the rain without an umbrella, you’re going to get wet. If you drive a car without an umbrella policy, you may get soaked — financially. No one sets out to be a victim in a ...

Umbrella insurance is something far too few people know enough about. The best part is that umbrella insurance policies don’t have to cost a fortune. Are you ahead, or behind on retirement? SmartAsset ...