Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

I am a Licensed Independent Clinical Social Worker with over 5 years of experience working in therapeutic settings. I hold a Master of Social Work degree from Boston College and a certificate in ...

Sarah D. Sparks is a reporter and data journalist for Education Week who covers the teaching profession and pedagogy for Education Week. She has covered education research and the science of learning ...

The IRS charges a 10% penalty on early 401(k) withdrawals David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax ...