Most microcredit contracts tend to be dynamic, with repayment in the current period tied to any future loan disbursement. The idea is obviously that the promise of a future loan secures the …

In this section, we review randomised controlled trials (RCTs) that provide causal evidence on the impacts of microcredit programmes, the extent to which microcredit functions as a tool for …

In this paper, we examine the effects of a large-scale microcredit expansion program on financial access and on the transition of un- banked borrowers to commercial banks. We show that the …

The Microcredit Act, 2021 is an Act to license and regulate microcredit institutions that provide financing to individuals as well as, micro, small and medium sized enterprises (MSMEs); and …

Microcredit access did not have widespread harmful effects and did give households more freedom in their financial decisions. Yet, it did not increase income, women’s empowerment, or …

Microcredit is one of many intervention strategies designed to alleviate poverty, generate income and promote employment. Due to its current popularity among donors, however, microcredit …

Microcredit is designed to support entrepreneurship and alleviate poverty, but recent research from across seven countries has shown that giving poor people access to microcredit does not …