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The DriveMatch Calculator is awesome! 2026 Toyota Grand Highlander - Lease or Buy? In my opinion, leasing this particular trim of the 2026 Toyota Grand Highlander makes a lot of financial sense. With leasing, you are under 1.5% when you run my 1.25% of leasing (if you are over 1.5%, it typically negates the financial benefit of leasing). And this Grand Highlander also has a lower out-of-pocket cost over 39 months if you choose to lease rather than finance. And if you decide to buy and keep this